Buying property in Bulgaria as a foreigner (2026)
In short: anyone can buy apartments and buildings. Non-EU citizens cannot own land in their own name — use a Bulgarian company (EOOD). Budget 5.5–10% on top: local tax 0.1–3%, notary, 0.1% registration, 2–5% agency fee, lawyer and translator.
Process
- Independent lawyer and due diligence (5–10 working days).
- Preliminary contract and ~10% deposit.
- Notarial deed (with a sworn translator if needed).
- Payment by bank transfer for amounts of €5,113 or more.
- Registration in the Property Register (1–3 working days).
Typically 4–8 weeks.
After buying
Register in BULSTAT within 7 days, file a property declaration with the municipality within 2 months, pay annual property tax (0.01–0.45%, 5% discount by 30 April) and waste fee.
Residence
An ordinary purchase does not give residence. A large property investment of at least BGN 600,000 (about €307,000) under strict conditions gives a one-year renewable permit and permanent residence after 5 years.
FAQ
Can foreigners buy property in Bulgaria?
Yes. Apartments and buildings freely; land only via a Bulgarian company for non-EU citizens.
Does buying property give residence in Bulgaria?
Only a large investment of at least BGN 600,000 (about €307,000) under strict conditions.
📚 Sources: 2
For information only; not legal advice.
